making today's financial decision to have money later

3 Big Differences Between A CMA & An Appraisal

If you want to sell your home, there are two different ways that you can learn about the value of your home. One is through a real estate appraisal report that is created by a real estate broker. The second is by a comparative market analysis (CMA) which is created by a licensed real estate appraiser. A Real Estate Broker & Real Estate Appraiser Have Different Training A real estate broker and a real estate appraiser are two different positions within the real estate world.   Read More...

Three Ways To Improve To Increase Your Wealth Improving Your Tax Situation

If you are searching for tax efficient ways to increase your wealth, there are a few possibilities you should explore. By utilizing the appropriate accounts, you can increase your overall net worth while decreasing both your present and future tax payments. Here are some basic wealth management tips to help you. 1. Invest in Municipal Bonds When you purchase a municipal bond, you basically loan a local government that money it needs to complete needed projects.   Read More...

Just Married? How To Get Your Life Started Financially

When you get married, there are a lot of things in your life that change. One individual will get a new last name and one or both of you will move. In addition, both of your financial situations will change, and this could bring about new challenges to your relationship as a whole. It is important to learn how to navigate credit card debt, your personal financial goals as well as everything in between.   Read More...

Lease Accounting Made Simple: 4 Easy Steps To Calculate Your Lease Rate

Leases are very important documents that establish a contract agreement between an owner and a renter for a set period of time. Sometimes leases are short, while other times they can be quite extended. Some lease agreements even ultimately allow the renter to purchase the property under clearly established terms over a specified amount of time. Lease accounting is regulated in the US by the Financial Account Standards Board, which is colloquially referred to as FASB.   Read More...

What You Should Focus On When Doing Financial Planning

If you are an adult, you already do some kind of financial planning on a regular basis. You budget for family expenses and put money away for holiday gifts, for example. However, when you start thinking about long-term financial planning in order to plan for your retirement, make large purchases or any other reason, you'll need to have more discipline. Focus on the following ideas when planning your finances. Setting Goals   Read More...